Apply in minutes. Funding in 24-48 hours. Bad credit OK. No collateral required.
Restaurant merchant cash advance • Trucking business funding • Construction business funding • Dental practice financing • HVAC business funding • Retail store funding • Amazon seller financing • eCommerce business funding
Restaurant merchant cash advance for food trucks, cafes, fast food, and fine dining. Get working capital for your restaurant business today.
Trucking business funding for fleet expansion, fuel costs, repairs, and operations. MCA for bad credit available for owner operators.
Construction business funding for contractors, subcontractors, equipment, and project financing. Fast approval for construction loans.
Amazon seller financing, Shopify funding, and eCommerce business funding for inventory, marketing, and growth. Revenue based financing available.
Why HarbourFundingSolutions
We specialize in unsecured business loans and revenue based financing for small businesses. Bad credit OK — we consider your business revenue, not just your credit score. Fast approval business funding with transparent terms.
Our goal
"Simplify the funding process by connecting business owners with flexible loan options — merchant cash advance, business line of credit, working capital loans, and revenue based financing. Every business deserves the opportunity to grow with the right financial support, even with bad credit or no collateral."
Our impact in numbers
Businesses Funded
From restaurants and trucking to eCommerce and construction — we've powered growth nationwide.
Client Satisfaction
Rated excellent for fast approvals, transparent terms, and same day merchant cash advance options.
Apply in minutes, get matched, and receive funding quickly — same day available.
Step 01
Apply Online
Submit a simple application with your business details — only basic info required. Bad credit OK.
Step 02
Get Matched
We review your information and connect you with suitable financing options — merchant cash advance, business line of credit, or working capital loan.
Step 03
Receive Funding
Once approved, funding is processed quickly — same day business funding available for qualified applicants.
Step 04
Grow Your Business
Use the capital to expand, manage cash flow, or invest — we're with you at every stage.
Don't just take our word for it — hear what our clients have to say about their experience with our merchant cash advance and business funding solutions.
"HarbourFundingSolutions helped us secure a merchant cash advance for our restaurant within 48 hours. Their team was professional, responsive, and found us the perfect working capital solution. Bad credit wasn't an issue — they looked at our revenue instead."
Owner, TechStart Solutions
"The team made our trucking business funding seamless. They guided us every step of the way and we received a same day merchant cash advance. Our business has grown 40% since working with HarbourFundingSolutions."
Owner, Chen Construction Group
"Working with HarbourFundingSolutions was a game-changer for our eCommerce business. They provided Amazon seller financing and revenue based funding that helped us scale during Q4. The entire process was transparent and efficient — no collateral required."
Owner, Casa Bella Restaurants
"As a small construction company owner, I struggled to get traditional bank financing. HarbourFundingSolutions provided a working capital loan that helped me purchase new equipment. The application was simple and funds were in my account in less than 48 hours. Highly recommend!"
President, Thompson Builders LLC
"I needed urgent working capital for my retail store before the holiday season. HarbourFundingSolutions delivered a merchant cash advance in just 24 hours. Their team was transparent about rates and terms, and the repayment structure worked perfectly with my daily sales. Will definitely use them again!"
Owner, Urban Boutique
"After being turned down by multiple banks, HarbourFundingSolutions approved our business loan in hours. Their revenue-based funding model meant we got the capital we needed based on our actual sales, not just our credit score. Two years later, we've expanded to a second location!"
Founder, Martinez Landscaping
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1,200+
Businesses Funded
98%
Client Satisfaction
24-48h
Avg. Funding Time
About HarbourFundingSolutions
We are a business financing solutions provider focused on helping small and medium-sized businesses access merchant cash advances, working capital loans, business lines of credit, and revenue based financing. Our mission is to simplify the funding process by connecting business owners with flexible loan options — including bad credit business loans and unsecured business funding — through a network of trusted financial partners. We believe every business deserves the opportunity to grow with the right financial support, no collateral required.
Ready to Grow?
Apply now for merchant cash advance, working capital loan, or same day business funding. Bad credit OK. No collateral required.