HarbourFundingSolutions
Comprehensive Financing Solutions

Our Loan Programs

From merchant cash advance and same day funding to SBA loans and construction financing — we have the right solution for your business journey.

At HarbourFundingSolutions, we believe every business deserves access to capital that fuels growth. Whether you need a merchant cash advance for your restaurant, working capital for small business, same day business funding, unsecured business loans, a business line of credit, or bad credit business loans — our diverse loan programs are designed to meet you where you are.

"The right loan isn't just about money — it's about momentum. We help you move forward with confidence."

Our Lending Portfolio

Loan Programs We Offer

Each program is tailored to specific business needs — from short-term gaps to long-term investments. Get fast approval business funding with no collateral required.

SBA Loan

SBA Loan

Government-backed financing with competitive rates and flexible terms for small businesses.

  • Up to $5 million in funding
  • Low down payments (10-20%)
  • Long repayment terms up to 25 years
  • Ideal for startups and expansions
From 4.5% APR Learn more →
Business Loan & MCA

Business Loan & MCA

Fast, flexible financing including merchant cash advance, working capital, equipment, inventory, and operational expenses. Same day funding available.

  • $5,000 to $2 million available
  • Quick approval (24-48 hours) | Same day MCA
  • No collateral required for qualified borrowers
  • Bad credit OK — revenue based financing
From 5.99% APR Learn more →
Commercial Loan

Commercial Loan

Real estate acquisition, refinancing, and commercial property development funding.

  • Up to $10 million for commercial property
  • Terms from 5 to 20 years
  • Owner-occupied or investment properties
  • Competitive fixed interest rates
From 6.25% APR Learn more →
Construction Loan

Construction Loan

Short-term financing for new construction, renovations, or commercial property development. Construction business funding for contractors.

  • Interest-only payments during construction
  • Draw schedule based on project milestones
  • Construction-to-permanent conversion available
  • Fast approval for qualified builders
From 7.5% APR Learn more →
Bridge Loan

Bridge Loan

Short-term financing to bridge the gap between immediate capital needs and long-term funding. Emergency business funding available.

  • Fast closing in as little as 5-7 days
  • Flexible repayment with balloon payment
  • Ideal for time-sensitive opportunities
  • Property acquisition or business transition
From 8.99% APR Learn more →
Why Choose Us

Why Choose Us?

We're more than lenders — we're partners in your success. Offering merchant cash advance, same day funding, and bad credit business loans.

  • ✓ 500+ businesses funded (restaurants, trucking, retail, eCommerce)
  • ✓ 4.9★ customer satisfaction rating
  • ✓ Dedicated loan specialists for MCA and working capital
  • ✓ Fast approvals & same day business funding
  • ✓ Transparent terms, no hidden fees, no collateral required

Compare Options

Find Your Perfect Match

Not sure which loan is right for you? Compare merchant cash advance, business loans, SBA loans, and more side by side.

Loan Type Best For Loan Amount Term Length Speed
Merchant Cash AdvanceRestaurants, retail, service businesses$5K - $500K3-18 monthsSame Day
SBA LoanStartups & long-term growthUp to $5M10-25 yearsModerate
Business LoanWorking capital & equipment$5K - $2M1-7 yearsFast (24-48h)
Commercial LoanReal estate & propertyUp to $10M5-20 yearsStandard
Construction LoanNew builds & renovationsVaries by project6-24 monthsProject-dependent
Bridge LoanShort-term gaps & opportunitiesUp to $3M6-18 monthsVery Fast (5-7 days)

Ready to Get Started?

Let's Find Your Perfect Loan

Our loan specialists are ready to help you compare merchant cash advance, SBA loans, business funding, and more.